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by Shawn Young We all know what scarcity feels like, but how does it impact our lives and what can we do about it? And how does scarcity impact the organizations that are helping people address the scarcity in their lives? In 2013, Mullainathan and Shafir released a book about it called, naturally enough, Scarcity…(Read More)

by Shawn Young I’m pretty excited! On February 27th, FHI turned 12 years old. Of course, we haven’t always had the same name, and we have evolved a lot over that time. I will spare you a long list of accomplishments, but I am proud of the work we have done and the…(Read More)

Be the Change

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Shawn Young One of the questions that we are most frequently asked at FHI is “how do you begin the conversation about money with a client?”   I think this question is very interesting and revealing.  Stick with me for a minute and let me see if I can work my way back…(Read More)

An Apology – sort of: I think a typical blog starts with an apology for not having written something sooner!  Okay – so it’s later than expected, but here it is.  And just so everyone knows, for the blog/newsletter topics for 2019, I am going to be focusing my efforts around the concept of Economic…(Read More)

Resolved

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For 2019 – Let’s be resolved to grow, but to be kind to ourselves in the process! In our classes we frequently talk about what we call the “Future Self.”  You know the Future Self: that’s the person you are going to be sometime in the future. In many cases, the Future Self looks…(Read More)

There’s a quote from Alice Walker that I really appreciate. It says, “The most common way people give up their power is by thinking they don’t have any.” I like this quote so much that we have actually put it into our material at the end of each Bootstraps session. I think one…(Read More)

Can you feel it? It might be the difference in the daylight, or the beginning of school, or perhaps the beginning of football season… It might be… or could it be, like the tractor beam in Star Wars, where once you are in its range, you are irrevocably pulled in – unable to get away.…(Read More)

Financial Health Defined

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What the heck is Financial Health anyway? And why is it important? Ask those questions in a room full of people and you will get an interesting array of answers! Typically, when people respond to this question, they think of better financial plans, having some savings, having little or no debt and the ability to…(Read More)

Jobseekers: Join in a personal exploration to find meaningful employment and learn lifelong tools that will enhance your personal financial growth. This FREE four-part course taught by the Financial Health Institute will be held at JFS on Tuesdays, August 7, 14, 21, and 28. Register by contacting Dicia Kemp at bkemp@jewishfamilyservice.org or…(Read More)

In our history at the Financial Health Institute, we have noticed that personal finance in human services has usually been relegated to the realm of “financial literacy” as the method to help people improve their financial management. Typically, financial literacy is a field that is somewhat limited in its scope, built primarily on neoclassical economics…(Read More)