Personal Economics Program

The Personal Economics Program is a 12-week comprehensive educational program including courses in: Foundations in Financial Health; More Than a Job; Benefits and Housing Exploration; and Health Literacy. Each course is 12 – 24 hours of content and 6-12 hours of directed assignments so participants can practice what they have learned.

Foundations in Financial Health

This course includes an extended version of the Bootstraps Asset Building Education course. The content guides individuals with limited income to become more aware of the ways in which financial stress affects their overall wellbeing. It explores the underlying behavioral and economic issues that lead to decisions and choices that cause financial stress.

Topics Include:

  • How to explore personal goals and the barriers to successfully achieving those goals
  • Why most budgeting and personal finance classes are ineffective – and what can be done about it
  • How to use the “Asset Building Continuum” as a means to building financial and employment stability, even when you have limited resources
  • Understanding the role of personal values on financial behaviors
  • The concept of Internal Inconsistency and its role in personal decision-making
  • Exploring the impact of community on financial and employment decision-making
  • The ineffectiveness of Rational Behavior Education for addressing financial and employment topics
  • The role of routines, habits and willpower in financial and health behaviors
  • The Time Value of Income and Expenses
  • The impact of financial stress on decision-making
  • The impact of financial stress on personal health
  • Strategies for saving and improved money management, even when you have limited resources
  • Strategies for improving credit reports
  • Time Management

More Than a Job: Preparing for Employment Sustainability

This employment readiness course guides participants through a personal exploration process to discover meaningful employment incentives and lifelong tools that enhance their personal economic sustainability. Participants gain knowledge of their personal attributes and core economic principles to conquer employment barriers, land the job, and keep it despite the challenging adverse climate of job competitiveness and financial pressures.

Topics Include:

  • Skills & Abilities
  • The Master Application
  • Wisdom on the Job
  • Landing the Job
  • The Economic Landscape
  • Route to Success
  • Why Should I Hire You?
  • Growing: From a Job to a Career

Benefits and Housing Exploration

This course includes an overview of a wide range of benefit programs that may be personally relevant to each participant, including a special focus on housing benefits and issues. Benefit programs are constantly changing, vary from location to another, may only be accessible during specific life circumstances, and can be confusing to clients trying to navigate the system. This course focuses on developing the skills needed to gather and analyze information, determine what is relevant to a participant’s situation, build action steps to obtain and maintain benefits, and plan for the decrease or termination of benefits (The “Cliff Effect.”)

Topics Include:

  • Overview of Benefit Exploration
  • Medical/Health Benefits
  • Rentals, Leases & Landlords
  • Social Security
  • Training & Education
  • Planning for the Cliff Effect
  • Community Programs
  • Veteran’s Benefits
  • Pros and Cons of Home Ownership

Health Literacy

Maintaining and improving a person’s health is a complex process that can be difficult to understand. This course encourages participants to develop their ability to obtain, utilize, and understand basic health information and services. Because stress is a key component of many health issues, there is a strong focus on understanding the causes and consequences of stress, plus strategies for preventing and moderating stress.

Topics Include:

  • What is Health Literacy?
  • My Personal De-stress Plan
  • Nutrition for Health
  • Healthy Behaviors
  • Getting Support for Health
  • Healthcare Urban Myths
  • Complimentary and Integrated Health Care Options
  • Basics of Health Insurance
  • Medical Bills & EOBs
  • Impact of Healthy Behaviors on Personal Economics
  • My Personal Health Plan
  • Routines & Habits
  • The Process of Change

After Graduation from the Personal Economics Program, Participants Will Receive:

  • A personalized portfolio of their work in the course
  • A certificate of course completion
  • Access to Financial Health Institute’s online library and resources
  • Continued communication and support from Financial Health Institute faculty
Personal Economics Program
Course Information

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